OWNERS INSURANCE PROGRAM
The Great Lakes Cruising Club
(GLCC) Insurance Program has been designed specifically
for members of the GLCC. This insurance program has been
designed to protect (GLCC) member’s investments
in their yachts by working with a leading insurance carrier
(Travelers Insurance) and with a leading marine
specialty agency (Coleman Marine Incorporated) to build
a comprehensive program aimed at giving the highest regard
to properly insuring your vessel.
DISCOUNTS AND CREDITS FOR GLCC
Because the Great Lakes Cruising Club
focuses on informed navigation, this program offers you
up to a FIVE PERCENT premium discount.
This premium discount is applied to your Hull coverage
premium and to your Liability coverage premium. In
addition, after you remain loss-free for two consecutive
policy years, you may be eligible for up
to a TEN PERCENT discount on your renewal
If you remain claim-free for a 12
month policy period your policy deductible amount will
begin to "disappear" upon each renewal. Your deductible
will reduced by 25% after a claim-free 12
month policy period and will continue to be reduced by an
additional 25% for each subsequent claim-free policy period
until it reaches ZERO!
Additional Premium Credits
You may be eligible for even more
credits for completing a qualified Boater Education course
or if you have installed approved safety equipment on your
Agreed Value Coverage
In the unfortunate event a Total Loss
occurs to your vessel, this coverage pays the “Agreed
it appears on the declaration page of your policy. With an
Agreed Value policy, there is no depreciation and no deductible
applied to the payment in the event of a Total Loss.
Canadian GLCC members who have
a primary mooring location for their vessel in the United
States may be able to take advantage of this program.
Protection and Indemnity
The Protection and Indemnity Section
of the policy includes coverage for Bodily Injury
and Property damage to third parties as well as Wreck Removal
Coverage, Accidental Fuel Spill Liability Coverage and limited
U.S. Longshoreman and Harborworker’s Coverage and Jones
Medical Payment coverage for this
program of $10,000 is included at no additional
cost. Higher limits are available upon request.
Other GLCC program offerings
Machinery Coverage (most Yacht policies do not provide
machinery coverage, so this is a significant coverage benefit)
Uninsured Boaters Protection is automatically provided
in a coverage amount up to the coverage limit selected
for Protection and Indemnity Coverage.
$5,000 Personal Property Coverage
is automatically included at no additional charge. Personal
property coverage includes coverage for fishing equipment.
Towing & Assistance Coverage is
also provided at no additional charge.
Coverage is provided for overland transportation coverage
within 500 miles of homeport.
Coverage is also provided
at no additional charge for your vessel's dinghy when the
dinghy is not more than 16 feet in length and not more
than 50 horsepower.
A special Electronics equipment Deductible
endorsement is available to reduce the deductible in the
event of loss to electronic equipment.
Last but not least,
coverage is provided for “Salvage” coverage.
This is a coverage for claim expenses incurred to
protect the vessel from additional damage after a covered
loss. Salvage coverage is provided in a coverage amount
up to the full value of the yacht. This coverage amount
is in addition to the coverage amount provided for physical
We value our customers and we pay
special attention to each of our customers' needs. If you
need a quote on insurance, need to report a claim or have
a question on your policy, we are here to provide you with
the professional service you deserve.
EASY AND CONVENIENT PAYMENT PLANS
Prompt Phone Quotes: 904-824-8880
*These program highlights are an overview of possible
coverages, it does not alter, change or modify the actual
policy. For a complete description of coverages, refer
to the insurance policy. Coverage, limits, discounts
and deductibles are subject to individuals meeting the
Company’s eligibility criteria and to individual
state and Program availability.